At first, Zach Stevens was full of resentment. He believed that as long as he worked hard, success would eventually follow.
But over time, especially once he began job hunting, the harsh reality hit him—this world was built on social classes.
Zach had majored in finance, and naturally, the best career paths were in banks or major financial firms.
But getting into a bank? That was out of the question. It wasn't about effort—it was about access, and Zach didn't have it.
Every now and then, a few openings would pop up, instantly flooded with applicants from top-tier universities with glowing résumés and high-level referrals. A graduate from a mid-tier state school like Zach never stood a chance.
And now, after finally breaking into a financial firm, he had run headfirst into something so degrading he could hardly believe it.
He stood at the edge of the sidewalk for a long time, letting the cool night air clear his head. Eventually, he let out a slow breath.
He was going to lose this job anyway, so what was the point of overthinking?
It was already past 8 p.m., and he hadn't eaten anything. His stomach growled.
First, he'd find somewhere to grab a bite. Then he'd head back to the dorm and get some sleep. He could start worrying about the job hunt again in the morning.
In a city as massive and fast-paced as Chicago, Zach refused to believe he couldn't find some way to support himself.
Just then, a mechanical voice suddenly echoed in his mind:
[Ding. The Perfect God-Tier Wealth System has been activated.]
[Initial privilege assessment: Host is currently single. Matching privilege: [Sugar Daddy] successfully granted…]
[Congratulations, Host. From now on, you will enjoy a carefree life of luxury.]
At the same time, a semi-transparent blue screen popped up in front of Zach's eyes.
Host: Zach Stevens
Charisma Score: 91
Height: 6'0"
Wealth: $1,850
System Privileges:
[Sugar Daddy]: Earn up to 100x cashback when spending money on women. (Cashback is legal, traceable, and accounted for!)
P.S.: With billions at your fingertips, landing any job becomes a matter of choice, not necessity.
Privilege 2: Activation conditions not yet met.
Current Withdrawable Balance: $0
…
Zach stared at the glowing interface, his cheeks flushing with disbelief.
Within the span of just one hour, his entire world had flipped upside down.
He'd just walked away from a job in disgrace—now here he was, granted access to what looked like a system straight out of a sci-fi fantasy.
Taking several deep breaths, Zach forced himself to settle down and carefully study the so-called "Perfect God-Tier Wealth System."
The layout was simple, the functions straightforward. There were no instant cash handouts, no beginner's bonus or welcome package.
Aside from a brief rundown of his personal stats, the only currently available privilege was something called [Sugar Daddy].
To earn money, he had to spend it—on women.
"…System, are you sure you're called the Perfect God-Tier Wealth System and not something else entirely?"
The system remained silent, offering no response. Zach shrugged it off. It wasn't like he'd paid for this; beggars couldn't be choosers.
Though the [Sugar Daddy] privilege came with a strange premise, the concept of a hundred-fold cashback? That was a ridiculous advantage—practically a gold mine.
He began thinking seriously about how to use it.
Spending money on women? That was easy. He could hop on any live-streaming platform, find a popular female streamer, and drop a few virtual gifts.
With that kind of cashback, he could earn millions in no time—maybe even hundreds of millions.
But then again… why should he waste money on random streamers he didn't know or care about?
Zach didn't watch livestreams very often, but he had heard plenty about them. Some female streamers looked great on camera, but who knew what they were really like in person?
If the goal was just to make money, that didn't seem like the best option.
As long as you had money, there would be no shortage of women flocking to you. Was there really any reason to worry about not finding one?
After thinking it through for a while, Zach set the tone in his mind.
Even if he had to spend money on women to earn cashback, they were only tools in his hands.
Spending money on women was fine—but not without limits.
Instead, it should be treated like a reward mechanism, something that let him stay firmly in control.
…
After making that decision, Zach figured it was best to confirm whether the system was actually real, just to be safe.
The method was simple. He took out his phone, opened up Messenger, found his college group chat, and sent out a red envelope worth $150, split into 20 parts.
As expected, the envelopes were all claimed in under thirty seconds, and the replies started pouring in:
"Boss Zach, you're rolling in it!"
"Wow, $150 in one go? You're so generous!"
"Damn it, I was too slow and missed out. Sugar daddy Zach, how about sending another one?"
That one red envelope had instantly drawn the attention of almost everyone in the group. Zach smiled but didn't reply. He clicked into the red envelope details to check the breakdown.
In the Finance Department, the ratio of female students was pretty high—around 70% of the class were women.
Fifteen out of the twenty portions were claimed by girls, and their total share came to around $105.
If the cashback rate was 100 times, that would be $10,500?
Zach waited almost a full minute, but nothing happened.
Where was the cashback?
He frowned slightly and brought up the system panel again to check.
He saw that the [Amount Available for Withdrawal] at the bottom had changed from $0 to $10,508!
"So I have to manually withdraw the cash? That's actually kind of smart."
Zach nodded inwardly. Although having to take the extra step of withdrawing the funds might seem inconvenient, it actually made things a lot safer.
If every time he spent money on a woman, the system immediately funneled a hundred times the amount into his bank account, it wouldn't take long for the bank to raise red flags and start asking questions.
"Withdraw cash."
As soon as the thought crossed his mind, the text message notification sound rang from his phone.
[MetroBank]: Dear customer, your checking account ending in 0543 has received a deposit of $10,508. Current balance: $12,304.80.