Chapter 19 – The Phantom Fund
September 2009 – The Birth of a Hidden Empire
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Ram sat cross-legged on his bedroom floor, his textbooks wide open in front of him. From the outside, he looked like a diligent schoolboy studying for mid-term exams. But in reality, the quantum phone in his lap was simulating complex market algorithms—predicting and directing the future of India's financial markets.
> "Athena," Ram whispered, "we need a mask. A financial mask."
"Initiating identity cloaking framework…"
"We're building a company. But not just any company. One that doesn't officially exist… but will own everything."
It was time for Ram to create his first real-world empire—a hidden investment firm that would silently grow into a billion-dollar behemoth, all while he remained just a child on the school records.
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The Purpose: Power Through Capital
Ram had realized something: ideas changed nothing without capital. To fund the future—his technological projects, the Invisible University, rural upliftment, health initiatives, and one day even clean energy and defense technology—he needed unimaginable wealth.
But he couldn't tie any of it to himself. Not yet.
So he designed a framework for an entity that could operate without ever revealing the puppet master behind the curtain.
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Birth of the Beast: "Krittika Capital"
Ram named it Krittika Capital—after the star cluster known for raising Lord Kartikeya, the god of war.
It would be:
Registered in Mauritius under a layered shell ownership system
Funded by early Bitcoin gains converted into fiat through slow, legal, anonymous OTC trades
Managed digitally by Athena through preprogrammed investment directives
Diversified across Indian equity markets, US stocks, startups, and real estate deals
He set up a network of four dummy directors—real people hired via proxy legal firms abroad. All of them were paid through cryptocurrency wallets with no paper trail.
Through Athena's coordination, Krittika began small, placing calculated bets on undervalued Indian companies with long-term growth.
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Bitcoin Strategy Activated
By now, Ram had secured over 8,000 BTC, purchased discreetly across January–July 2009 at laughable prices. He began to slowly liquidate—never more than 1–2 BTC per transaction—and invested the funds into Krittika's balance sheet.
> By September 2009, Krittika Capital was valued at: ₹7.3 crores
By December 2009: ₹23.1 crores
He diversified using Athena's multi-sector predictive analysis:
Tech startups in Bangalore and Pune
Pharmaceutical exporters with AI-detected undervaluation
Agricultural land in Andhra Pradesh near proposed SEZ zones
AI-based trading models to outperform hedge funds by 2020
And all of this… done by a boy who had just turned ten.
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Staying Invisible
Ram set strict protocols:
No investment above ₹10 crore in a single Indian company to avoid public scrutiny
All transactions routed through intermediaries with clean KYC
A rotation of chartered accountants across three continents to file quarterly reports
No one—not even the managers of the companies receiving investment—knew they were being funded by a ten-year-old in Dehradun
The brilliance of Krittika Capital wasn't in its power.
It was in its invisibility.
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The Inner Circle: Project Dharma
With profits compounding, Ram set up Project Dharma—a secret fellowship of five trusted adult agents who unknowingly worked for him:
1. A 26-year-old trader in Mumbai who ran algorithms without questioning the source
2. A 33-year-old NRI lawyer in Dubai who managed legal paperwork
3. A retired IIT professor who handled startup screening
4. A 42-year-old CA who handled Indian tax-neutral routing
5. A Buddhist monk in Nepal, who served as a spiritual front for certain charitable operations
Athena managed all communication through voice modulation and encrypted relays. None of them ever saw Ram. To them, he was just "the Founder"—a mysterious visionary who operated in total anonymity.
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Journal Entry – September 28, 2009
> "A thousand things I want to build. But first, I need to buy freedom. In this world, wealth is power—and untraceable wealth is invincibility.
Krittika is my sword. Silent. Clean. Lethal.
One day, it will fund revolutions, not just startups."
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By the Numbers – Year-End 2009
Krittika Capital Value: ₹53.8 crores
Total Investments Made: 34
Startup Equity Holdings: 8% in 12 companies
Bitcoin Remaining: 6,400 BTC
Child Behind the Curtain: 10 years old, Class V-B, Government School, Dehradun
And not a soul in the world knew.
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End of Chapter 19