Petunia gave him her most fierce look.
Hagrid cringed a bit. He escorted them back to Gringott's."Righ' here Harry. Here's yer ticket and I'll see yeh at school." he said then departed.
They went back to Barchok's office. The grumpy goblin gestured them in. "Right, what are your questions?"
"Um. I would like a ledger showing me all my assets and any disbursements that have been made since my parents deaths. If you have a copy of my parents wills, I'd like to see that too, please. Griphook said that the vault I went to is my trust vault does that mean I have other vaults ? If so, who holds my keys?"
"That would be Albus Dumbledore. He has held the keys for your trust vault, the heirloom vault, and the Potter Family money vault. To see the wills I need you to fill out this form and add a drop of your blood to the bottom or sign with a blood quill, that will allow you as heir to override the Wizengamot seal." He handed a them a scroll, that when unrolled was four feet long. He took a book after checking that it was indeed blank he said a spell in what Harry assumed was Goblin. Then checked the book again. "Here is a self updating copy of the ledger of assets. It also shows all disbursements."
Harry looked at the ledger he was now glad his Aunt had made him take that accounting class. "What's this entry it happens every month since November 1981?"
"That would be the Guardian stipend for your care."
"We have never received a stipend for Harry's care." Petunia blurted. "Every penny has come from our own pocket."
The Goblin frowned. He checked another ledger. "Why was this account never drawn from?"
Harry thought for a moment. "My Aunt and Uncle were never told it was there. As muggles they can't exactly enter Diagon Alley to come get it. Is it possible to convert it to pounds and transfer it to their bank in Surrey and actually make that an automatic thing?"
"Yes, I'll do so immediately."
"You said earlier that the Potter accounts are inactive what did you mean?" Petunia asked.
"The family vaults are closed. Nothing in, nothing out except the guardian stipend and taxes. Trust vault couldn't be touched until the boy's eleventh birthday and can only be used to pay for school and school related expenses. Waste of jercor habloth…" He mumbled off into what Harry and Petunia assumed was the goblin language.
"You mean my nephew has money in this bank and it isn't earning interest?"
"Due to laws constraining the Goblin Nation, we have to have direct permission from an account holder or their legal representative to invest in profitable enterprise. With the hub-bub at the end of the last war proper permissions were never given therefore the gold has sat unused and unable to earn interest."
"What would it take to make the vaults active so they can earn interest?" Harry asked.
The goblin instantly perked up."Permission from your legal guardian, and only the money vaults would be affected. The Heirloom vault would be unchanged."
"Would my guardian be the one who holds my keys or my Aunt?"
"Who has physical custody of you?"
"I do." Petunia answered.
"Then she can give permission, in fact if she fills out this form," He handed them an twelve inch scroll. "she can make Gringott's your financial trustee instead of Dumbledore. Safeguards are in place so the physical guardian and the financial trustee are different on this account when the holder is a minor and have been for the last three hundred years. We goblins get paid ten percent of what ever percent profit your gold earns. It is in our interest to see your money makes as much profit as possible. And Gringott's can recall any keys currently held by Albus Dumbledore."
It took a few minutes for Petunia and the goblin to get the form filled out. But there was an expression of glee on both Petunia and Harry's faces as they signed it, not even wincing as they signed the form with a blood quill.
"Marvelous." The goblin intoned. "Now is there anything else Gringott's can do for you today?"
"Yes." Harry handed Barchok the note from Mr. Marcello. "And I want to convert these galleons to pounds so I can get some things in the muggle world, like contacts, and art supplies, and protective goggles."
"Contacts?"
"Yes they're like glasses except they go in your eye and they're harder to lose."
"Might I suggest going to a magical optician instead. Medi-witch Chang has premises close to Ollivanders."
"I'd be willing to give it a try. But as to Mr. Marcello's note…"
"Well seeing as how Gringott's is now your financial trustee I believe it will be possible for you to visit the family heirloom vault. I'll get my assistant convert these while I take you to the vault."
He led the way to the carts. And they all climbed in. Petunia shrieked as they rode down to a vault that seemed to Harry to be deeper than even the Vault where Hagrid had picked up his mysterious package. Barchok got out and opened the vault. Harry went in. Barchok followed Harry and Petunia in and said a phrase in goblin. Suddenly the room lit up. It was like Aladdin's cave of wonders. One wall held bookcases. There was medieval armor and weapons and many chests. Barchok led them to a chest not far from the bookcase, Harry opened it. It was full of gemstones. He closed his eyes and rapidly dropped into a trance. As he reached with his magical senses he could feel it. The perfect stone was here. He plunged his hand into the chest and stirred it a little as he worked his hand down and in to the stone. Moments later he had it, he opened his eyes and pulled it out anxious to see what it was.
A light blue stone, its color reminded him of tropical seas, it was cut and faceted brilliantly. Barchok took it and examined it. "Ah yes beautiful, I remember when my grandfather spoke of your Great-great-great-grandfather bringing this stone in. It is a 74 carat dark blue aquamarine of the highest quality, brilliant oval cut, nearly flawless. When I say nearly, it is merely because it is beryl, and therefore it intrinsically has a flaw, all beryls do. I believe he found the stone in Brazil and I believe he had dwarves do the faceting."
They started moving back towards the door and Harry tripped. He looked to see what he had tripped on. It was a small chest with Harry's name carved on the top. "What the..?"
Barchok looked to see what he had tripped on. "Oh my, I can't believe I forgot."
"What?" Harry asked.
"Your first birthday, your mother brought that chest in she said you were to get it on your eleventh birthday. I was only an teller then, it was supposed to go in your trust vault. Take it with you. In the meantime I'll have a courier run this to Mr. Marcello."
"Thank you, I wasn't looking forward to walking down that street again without Mr. Ollivander and Mr. Hagrid." Petunia said.
"My pleasure, I'm very pleased that the Potter fortune will be getting back into circulation. It means money for both the Potters and the Goblins. Is there anything else?"
"Is there a Potter family solicitor?"
"Is there a Potter family solicitor?"
"The firm Marchbanks, Doge, Diggle and Trent has handled the affairs of the Potter family since 1980."
"Would you recommend that firm?" Petunia watched as Barchok frowned. "I'll take that as a no. Is there another firm you do recommend?"
"Davies, Corner, and Ogden. They are not as "light" nor as big but they are very good at what they do."
"Very good, could you make an appointment for me with the second firm you mentioned?"
"Of course, I'll owl you once it is made. Should we have it here or should I arrange a room at the Leaky Cauldron.?"
I would prefer to meet in my home. But I'm not sure the wards will allow it. I'll arrange a room someplace in London not far from here. All those back guardianship payments will come in handy, How much was it again?"
"A hundred fifty galleons a month, for the last one hundred seventeen months, converts to eighty seven thousand seven hundred fifty pounds which will be deposited into your account in Surrey before closing today. And each month Harry resides with you a seven hundred and fifty pound deposit will be made."
Petunias inhaled sharply, "I believe that will more than repay any expenses Harry incurred. In fact I suspect a shopping trip for some new things is in order."
Harry and Petunia took a moment to put all their purchases into the trunk Harry had bought. Exhausted they headed for home. Harry told his owl to follow them in the air so they wouldn't be as noticeable as they traveled.